At Morgans we believe that whatever your objectives, it is our job to ensure that we try to achieve the best possible outcome for you.
This means getting to know you – your aims, objectives and priorities and how best to allocate the resources that you have available to you to help you achieve what you want to achieve and protect what you need to protect. These aims and priorities will change over the course of time and we will work with you to ensure that as your circumstances change, your plans and arrangements will adapt to meet these changes. We have over 25 years’ experience of working together with some of our long standing clients to testify to this.
If you are simply looking to arrange some life or health insurance or to set up your first pension, it is our job to arrange the best possible plan that we can find to fit your particular requirements.
If you already have money invested or are looking to invest for the first time, it is our role to advise you on constructing the right portfolio to match your requirements and expectations in terms of risk and return, whether that means interest on cash, income yields on bonds and equities or capital growth from an investment portfolio. In this, we may use in house expertise or, as is more likely, use our knowledge of the investment and tax fields to outsource some or all of this process to a carefully selected panel of specialist managers and consultants. Our role does not end there because we will continue to monitor the performance of the specialists that we recommend to ensure that they remain competitive.
The value of your investment can go down as well as up and you may get back less than you have invested.
