Call us: 020 7491 5060

Income Protection insurance provides an individual with a regular replacement income if they are unable to work because of illness or injury. Typically, a policy pays out after they’ve been off work for 6 months (often called a deferred or waiting period) and can pay up to 80% of their salary until they either return to work, die or reach retirement age, depending on the policy terms and conditions. If an individual can return to work, but on a reduced basis which means they earn less, it may continue to pay out a reduced amount that takes the drop in salary into account.

Which? Magazine have been quoted as stating that the one protection policy every working adult in the UK should consider is Income Protection. Interestingly, more people in the UK insure their pets or even their phones, forgetting to insure the very thing that pays for it all – their income!

Family meeting real-estate agent to buy new home

Other Protection Services

icon of group of 3 people

Personal, tailored advice

icon of newspaper

Contact Us